"Terms" and "Conditions"



The participants nor any of their affiliates make any representation or warranty, as to the accuracy or completeness of the statements or any information contained in this podcast and any liability therefor is expressly disclaimed.

The views expressed in this podcast are not necessarily those of the participants , and the participants are not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast.  

In addition, the receipt of this podcast by any listener is not to be taken as constituting the giving of investment advice by the participants to that listener.